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A standard policy insures the home itself and the things you keep in it.

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Auto insurance protects you against financial loss if you have an accident.

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Discover the perfect insurance options to meet your specific and unique needs.

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Browse a variety of insurance options in order to find the right one for you.

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Commercial Auto Insurance


Commercial auto insurance can cover a combination of vehicle types (trucks, cars) and drivers, as well as some types of motorized equipment. It provides for bodily injury liability and property damage while operating a company automobile, medical payments for the driver and passengers of the policyholder's car. Injuries or damage to someone else are also covered. 


Hired/Non-owned Auto Liability

Are you renting cars or are your employees using their own vehicles? This particular coverage provides business insurance coverage for certain liabilities arising from the use of a rented or leased vehicle (hired), or a non-owned vehicle (employee using their own vehicle on company business). Oftentimes this coverage can be added inexpensively to a business auto policy, or in some cases, a general liability policy.


Use of Personal Vehicles

Insurance policies for privately owned vehicles may not cover damage to your privately owned car or truck when it is used for business, even home cosmetics, ride service, jewelry sales or a pizza delivery business. 


Every business is unique  talk to R Hobbs Insurance Agency today to find out how to get the best commercial auto insurance, service, price and value. Give us a call at (847) 680-0888 or send us a note at, we look forward to hearing from you!

Contact Us!

Illinois and Wisconsin small business owners, at R Hobbs Insurance Agency, we can work with you to make sure you've got the coverage you need, while at the same time using all possible credits and discounts to make that coverage affordable. Just give us a call at (847) 680-0888 or send us a note at We want to help you meet your goals, and make sure what's important to you is protected!

Content Source: Safeco

Posted 9:00 AM

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