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Agency

July 24, 2023
Agency

How Do I File A Life Insurance Claim?

To begin the claims process: Get several copies of the death certificate. Call your insurance agent. He or she can help you fill out the necessary forms and act as an intermediary with the insurance company. (Don’t keep life insurance policies in your safe deposit box. In most states, safe deposit boxes are sealed temporarily […]
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July 17, 2023
Agency

What To Do At The Scene Of An Accident

In the aftermath of a crash, know the right actions to take   No one wants to get into a car crash. But being prepared and knowing what to do if you are involved in an accident can save lives, reduce injuries and make the claims process simpler and easier. So you’ll be prepared at […]
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July 12, 2023
Agency

Why You Should Work With an Independent Insurance Agency

Sometimes, you might see advertisements for cheap auto insurance that offers fast, easy enrollment online without the hassle of talking to a pushy salesperson. This might sound like it’s a simple, practical way to get the auto insurance you need as efficiently as possible. However, is it really a wise step to take? Should you […]
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July 10, 2023
Agency

Is Food Spoilage Covered?

If the power goes out, can you get reimbursed for spoiled food? Following a major disaster like Hurricane Laura, extended power outages are common. According to poweroutage.us, nearly 500,000 customers in Louisiana and Texas were without power after the storm hit. However, most electric utility companies do not offer their customers reimbursements for food spoilage caused […]
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July 3, 2023
Agency

How To Keep Your July 4th Celebration Safe And Fun

Fireworks, flag flying, parades, and pool parties are all part of the tradition and fun associated with the Fourth of July. Partygoers, to avoid injuries, are urged to be cautious when taking part in any festivities. Check out the following tips to help you have a safe and enjoyable holiday:   Grilling safety Each year […]
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June 26, 2023
Agency

How To Assess The Financial Strength Of An Insurance Company

Five independent agencies—A.M. Best, Fitch, Kroll Bond Rating Agency (KBRA), Moody’s and Standard & Poor’s—rate the financial strength of insurance companies. Each has its own rating scale, its own rating standards, its own population of rated companies, and its own distribution of companies across its scale. Each agency uses numbers or plusses and minuses to […]
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June 19, 2023
Agency

Securing Your Home Against Burglary

Make your home safer—and get insurance discounts, too   Burglars won’t find your home an easy target if it’s well lit and features security measures that slow them down. Don’t let your home be an easy mark for theft and vandalism. Protect yourself and your belongings—and save on insurance premiums—by employing commonsense safety precautions. Check […]
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June 12, 2023
Agency

Facts + Statistics: Distracted Driving

Activities that take drivers’ attention off the road, including talking or texting on cellphones, eating, talking with passengers, adjusting vehicle controls and other distractions, are major safety threats. According to the National Highway Traffic Safety Administration (NHTSA) there are three main types of distraction: visual, taking your eyes off the road; manual, taking your hands […]
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June 5, 2023
Agency

Does My Business Need Flood Insurance?

Business insurance Q&A   Natural disasters can be devastating to businesses. While damage caused by some types of natural events—such as lightning or wind—will usually be covered by commercial property insurance, you need a special policy if you want protection from flood damage. This Q&A will help you understand this type of coverage and determine whether […]
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May 22, 2023
Agency

How To Protect Your Home From Water Damage

Avoid soggy disasters with these tips   Water damage is one of the most common and costliest disasters your home can experience, costing billions of dollars annually. Safeguard your most important asset against water damage with the right insurance coverage and the following practical advice. Water damage and insurance Different types of water damage are […]
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