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R Hobbs Insurance Agency Inc Blog Page 2

View the latest blog posts from R Hobbs Insurance Agency Inc.

February is the shortest month of the year (even in leap years, when it has 29 days instead of 28), but there's no shortage of interesting facts about it. From weird holidays to astronomical oddities, this month has a bit of everything. So with a nod to what February is perhaps best known for—Valentine's Day on Feb. READ MORE >>

When you buy home insurance, your home needs to be in an acceptable condition so that it's not too risky for the insurance company. As one of the home’s most important structural components, your roof is a major factor in whether you can get home insurance and what your rates will be. READ MORE >>

Seeing ants on your car can be surprising, but it's usually not too much to worry about. They're usually just stopping by for a visit, and they won't cause any damage that would require you to file a car insurance claim. However, to be safe, you should keep an eye on them. Where Do Car Ants Come From? READ MORE >>

Car-Sharing Service - Four things you should know Today, as car sharing has grown in popularity (well over a million people are members of various services in the U.S., according to the Transportation Sustainability Research Center (TSRC)), the number of options has grown, too. READ MORE >>

Depending on where you live, your credit score can have a huge impact on your car insurance premiums, or it may not count at all. Here's why that is and what you can do about it. How Do Auto Insurance Rates Affect Your Car Insurance Premium? READ MORE >>

If you're looking to rent an office, you should also look into business insurance. Whether or not you expect to have clients come visit you, it's still a good idea to protect yourself. And your landlord may require it anyway. Check Your Landlord's Requirements READ MORE >>

For the most part, the only insurance most of us will ever be legally required to buy is going to be liability insurance for our cars. Everything else is generally going to be up to the individual's discretion. You may be required to carry home insurance by your mortgage lender at first. READ MORE >>

Remodeling your home Make sure your home and your contractors have adequate coverage.   Though the results are worth it, home remodeling construction is usually a messy and disruptive process with lots of heavy equipment, sharp tools, and other potential dangers. READ MORE >>

Collision auto insurance pays to replace or repair a car involved in an accident. It covers damages received in a collision with another vehicle or an object, such as a tree or signpost.   Usually, if you finance or lease your vehicle, collision insurance is mandatory. READ MORE >>

The good news about trying to keep your home insurance costs down: The ball is really in your court. You have quite a few options available to you. And, for the most part, it really comes down to the choices you make —not the judgment made by your home insurance provider. READ MORE >>

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