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R Hobbs Insurance Agency Inc Blog Page 2

View the latest blog posts from R Hobbs Insurance Agency Inc.

One of the things that can influence the availability and cost of auto insurance is your history of maintaining a policy. If you have car insurance on a consistent basis, chances are good you are a responsible driver. If your past isn’t so smooth, though, you could face difficulty getting a new plan. READ MORE >>

Whether driving to work or taking a road trip across the country, you depend on your vehicle to get you there. But what do you do if it breaks down? Don’t panic. Slowly take your foot off the accelerator and don’t brake suddenly. Try to reach an exit or get your vehicle out of the flow of traffic. READ MORE >>

An investment in business insurance should provide ample protection for the structure. Though your coverage also includes your business’s inventory, furnishings and equipment, consider the value of the structure first. This figure is not easy to determine in some cases. Before you buy coverage, consider a few tips. READ MORE >>

Rust can be very damaging to vehicles. It is not uncommon, even today with new technology built into vehicles. If you have a vehicle with rust damage, it’s best to have it repaired. Not doing so could mean the value of the car might drop. You might also face safety risks behind the wheel. READ MORE >>

There are many things to love about being a homeowner in Buffalo Grove or Lincolnshire. But nobody loves expensive repairs - and when the heating system starts acting up or an appliance breaks down, suddenly owning a home can start to feel less like a dream and more like a hassle.    READ MORE >>

Vacations are a time to unwind and not have to worry about what’s happening at home. Yet, this is likely your largest asset. You need to consider what you can do to reduce the risk of having to file a home insurance claim when you get back. A few simple things can help to make your home a bit safer while you are not there to monitor it. READ MORE >>

Most people buy a car based on the way it can work for their needs. You want a car that’s reliable, safe, and fully featured. Yet, you also have to factor in the cost of auto insurance. If you do not, you may get a surprise later to learn the policy is just too expensive for you. READ MORE >>

Preventative measures, safety precautions—and the right insurance—can bring peace of mind.   With burglaries constituting approximately 50 percent of all on-campus crimes, it's important for college students and their parents take steps to prevent theft, adhere to safety measures—and review their insurance coverage. READ MORE >>

Dangerous conditions create high-risk environments for business owners. When an unsafe condition exists, it is essential to take immediate steps to correct it. Leaving it, even for a moment, puts other people at risk. It also increases the likelihood you will need to file a business insurance claim. READ MORE >>

There is no doubt that a true natural disaster can cause significant damage to your car. You may find yourself overwhelmed in the moments after the event. What should you do? What can you do to ensure you get your vehicle repaired? If Mother Nature has you wondering what to do next, consider these helpful tips and resources. READ MORE >>

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