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Home > Blog > Am I Insured Against Asteroids, Meteors And Falling Satellites?
MONDAY, DECEMBER 16, 2019

Am I Insured Against Asteroids, Meteors And Falling Satellites?

Even when the sky seems to be falling, insurance can provide peace of mind

 

Asteroid debris has been known to strike the planet, posing a risk to life and property.

While the likelihood of actually getting struck by a satellite, a meteor or an asteroid is extremely rare, the good news is that if one of these falling objects does hit you, your home, your car or your place of business, you would likely be financially protected by insurance.

Falling objects—including satellites, asteroids, meteors and space debris—are covered under standard homeowners and business insurance policies. These would cover the damage that the falling object causes to the structure of the home or business, as well as to property or belongings that are also damaged or destroyed as a result.

If a satellite, meteor or asteroid falls on your car, coverage is provided under the optional comprehensive portion of an auto insurance policy. And if falling debris causes an auto accident, the liability portion of the policy would cover medical expenses or related lawsuits.

In the event that space debris were to strike a person, medical expenses for his or her injuries would be paid for under health insurance and, in the tragic event of a death, existing life insurance policies would be activated.

Contact us for all of your insurance needs! 

Buffalo Grove and Lincolnshire residents, at R Hobbs Insurance Agency, we can work with you to make sure you've got the coverage you need, while at the same time using all possible credits and discounts to make that coverage affordable. Just give us a call at (847) 680-0888 or send us a note at chris@rhobbsinsurance.com. We want to help you meet your goals, and make sure what's important to you is protected!

Photo by Felix Wegerer on Unsplash

Content source: iii.org

Posted 10:00 AM

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