When thunderstorms roll in, experienced residents of Lincolnshire, Highland Park, Deerfield, and the Chicagoland area know the odds are good you may literally find yourself asking, “What the…hail?”
Yes, hail—that frozen nemesis of crops, roof shingles and auto bodies—is not an uncommon cause of property damage in these parts. Short of moving to a less hail-prone locality, what steps can you take to at least minimize the damage from an artillery barrage of ice stones? Experts say the best tips require thinking “roof” and “car.”
· Roof. According to the Insurance Institute for Business and Home Safety, you should look for roofing materials that offer both optimal protection from high winds and hail, such as ASTM-rated Class G or H for high wind and UL Laboratories Class 4 for impact resistance
· Car. There are various car covers available that claim to offer protection, but the experience of users and experts agrees with the Insurance Information Institute: The only sure damage prevention option is to park the car under fixed cover, such as a garage or carport
Make sure you have a blanket in your car at all times. It can help protect you from glass injuries in the event the hail breaks your windows or windshield.
We hope you never have hail damage to your home or car, but if you do, don't hesitate to call us for help with an insurance claim.
Contact us for all of your insurance needs!
Illinois and Wisconsin residents, at R Hobbs Insurance Agency, we can work with you to make sure you've got the coverage you need, while at the same time using all possible credits and discounts to make that coverage affordable. Just give us a call at (847) 680-0888 or send us a note at chris@rhobbsinsurance.com. We want to help you meet your goals, and make sure what's important to you is protected!
Content Source: Kemper