Your Identity Belongs to You.
Identity theft is on the rise – and it’s more likely to start with a stolen wallet than an online phishing expedition.
Researchers at Javelin Strategy & Research reported that the number of identity theft cases increased 22 percent to 9.9 million in 2008.
Crimes of opportunity, such as stolen wallets, represented 43 percent of cases, compared to 33 percent in 2007, indicating an increase in the desperation of criminals.
Women were 26 percent more likely to be victims of identity theft, reporting a higher incidence of lost or stolen information during purchases in stores.
Only 11 percent of cases involved online access.
The smartest way to protect yourself from identity theft is to prevent it from happening to you. However, if your identity is stolen, you’ll be able to lessen problems by acting quickly.
• Call your credit card companies immediately. Explain what happened, and ask where to send a copy of the police report.
• Call and report to the police. Make several copies of police report.
• Complete a Federal Trade Commission (FTC) Theft Affidavit and FTC report (call 1-887-ID-THEFT to request the forms).
• Call your bank. They can place an alert on your Driver's License number and Social Security Number, and freeze your account.
• Call fraud units of credit report agencies: Experian, Equifax, and Transunion.
Fortunately, identity theft protection is available as an endorsement on most homeowners’ policies at a small cost. The coverage reimburses certain expenses associated with identity recovery. Customers can also get guidance on how to protect themselves from ID theft before it happens and may receive assistance with identity restoration.
We at R Hobbs Insurance Agency hope you never have an identity theft problem. If you’re interested in learning more, give us a call at (847) 680-0888, or email us at firstname.lastname@example.org, we look forward to hearing from you!
Illinois and Wisconsin residents, at R Hobbs Insurance Agency, we can work with you to make sure you've got the coverage you need, while at the same time using all possible credits and discounts to make that coverage affordable. Just give us a call at (847) 680-0888 or send us a note at email@example.com. We want to help you meet your goals, and make sure what's important to you is protected!
Content source: Safeco