• Home
  • Get A Quote
  • Customer Service
  • Refer a Friend
  • About Us
  • Claim Information
  • Employee Directory
  • Privacy Policy
  • Contact Us
Call Us Contact Us For A Quote | 847.680.0888
     Home
  • Home
  • Get A Quote
    • AutomobileImage of right arrow
      • Mexico Travel Insurance Quote
      • Automobile Quote
      • Get an Instant Quote Now!
    • Bonds
    • Business & CommercialImage of right arrow
      • Commercial Auto Insurance Quote
      • General Liability Quote Form
      • Business Owners (BOP) Quote Form
      • Workers Compensation Quote
    • Flood
    • HealthImage of right arrow
      • Disability Insurance Quote
      • Long Term Care Insurance Quote
    • HomeownersImage of right arrow
      • Homeowners Quote
      • Get an Instant Quote
    • LifeImage of right arrow
      • Life Insurance Quote
      • Term Life Insurance Quote
    • Motorcycle
    • Recreational Vehicle
    • Renters
    • Watercraft & Boat
  • Customer Service
    • Automobile
    • Business & Commercial
    • Motorcycle
  • Claims
    • Automobile
    • Homeowners
  • Blog
  • Make a Payment
  • Resources
    • Secure File Area
    • Refer a Friend
    • Important Links
    • Calculators
    • Free Reports
    • Insurance Glossary
    • Frequently Asked Questions
    • News Center
  • About Us
    • About R Hobbs Insurance Agency Inc
    • Location Map
    • Employee Directory
    • Partners
    • Customer Testimonials
    • Privacy Policy
  • Contact
    • Contact Us
    • Join Our Newsletter
Homeowners Insurance HOME

A standard policy insures the home itself and the things you keep in it.

Read More
Auto Insurance AUTO

Auto insurance protects you against financial loss if you have an accident.

Read More
Business Insurance BUSINESS

Discover the perfect insurance options to meet your specific and unique needs.

Read More
Life Insurance LIFE

Browse a variety of insurance options in order to find the right one for you.

Read More
Flood Insurance FLOOD

Learn about different flood coverage options that fit your specific needs.

Read More
Boat Insurance BOAT

Finding insurance doesn't have to be difficult. We do the work for you.

Read More
Home > Blog > Valentine's Day Gifts
MONDAY, FEBRUARY 10, 2014

Valentine's Day Gifts

Have some new jewelry in the house? Protect it!

Ah, Valentine’s Day is near, and love is in the air. Well, love and a few other things, such as chocolates, romantic dinners, candy hearts that say “Be Mine” - and, of course, jewelry. It’s exciting to receive jewelry from a loved one — or to give it as a gift. Not to mention romantic. But if you’re lucky enough to have some new jewelry in your Illinois or Wisconsin home this Valentine’s Day, you should take a few minutes to think about something you probably don’t find exciting or romantic: insurance.

Don’t know where to turn? Don’t worry. At R Hobbs Insurance Agency,  we think it is exciting to help our customers in Illinois and Wisconsin protect what’s most important to them — so we’re ready to help and can answer all of your questions.

Things to consider when insuring jewelry:

You may need to purchase additional coverage.
Your Lincolnshire, Libertyville, or Vernon Hills homeowners, condo or renters policy covers valuable items such as jewelry only up to set amounts. If the cost of replacing your jewelry exceeds that limit, you will want to purchase blanket or scheduled personal property coverage. You can check your policy or give us a call at (847) 680-0888 or email us at chris@rhobbsinsurance.com.

You might want to reconsider your deductible amounts.
As always, this impacts your policy premium. It’s a good idea to take a look at your deductibles whenever you make a change to your policy.

Do you need an appraisal?
You may need to have an appraisal if the insurance company requires it or if you don’t know the value of your jewelry. Each item should be listed with a description and value on paper. When you get an appraisal, make sure you let the jeweler know it’s for insurance purposes.

Pictures can be helpful.
Lost or stolen pieces of jewelry sometimes can be recreated if the jeweler has a good photograph to work from.  It’s a good idea to take a picture of all your jewelry in case of a covered loss, keep the receipts too!

Of course, it’s important to store your jewelry securely when it’s not in use; a safe in your home or a safe-deposit box is best. We want your jewelry to be replaced if it’s lost or stolen, but we’d rather your sentimental and valuable pieces stay with you and your family for years to come.

Here’s hoping your Valentine’s Day is full of fun and romance. And if there’s no jewelry involved, well, there’s always next year!

 

Contact Us!

Illinois and Wisconsin residents, at R Hobbs Insurance Agency, we can work with you to make sure you've got the coverage you need, while at the same time using all possible credits and discounts to make that coverage affordable. Just give us a call at (847) 680-0888 or send us a note at chris@rhobbsinsurance.com. We want to help you meet your goals, and make sure what's important to you is protected!

Content  Source: Safeco Insurance

Posted 11:00 AM

Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2023
  • 2022
  • 2021
  • 2020
  • 2019
  • 2018
  • 2017
  • 2016
  • 2015
  • 2014
  • 2013


View Mobile Version
Facebook
Twitter
LinkedIn
Carriers
Carriers
Carriers
Carriers
Carriers
Carriers
Carriers
Twitter Logo
Tweets by RHobbsInsurance

Resources

Home About Us Get a Quote Customer Service Contact Us

Contact Us

icon
  • Mailing Address
  • 250 Parkway Dr. Suite 150
  • Lincolnshire, IL 60069
  • –
  • Phone: 847.680.0888
  • Fax: 847.821.0898
  • Email us
© Copyright. All rights reserved.
Powered by Insurance Website Builder