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A standard policy insures the home itself and the things you keep in it.

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Steps to take if your home is burglarized 

Being burglarized can be a stressful time. In addition to the fear that something like that could happen to you, you’re now missing a lot of your most precious possessions. Take a deep breath…try and relax. The worst is over. Yes, it’s unfortunate, but you’re safe. Should it happen to you, follow these steps, in order:

  • Call the police and wait for them to arrive. Try not to touch anything so they can collect the best evidence possible, helping bring the criminals to justice and secure your possessions. 
  • File a claim against your homeowners, condo, or renters insurance. Depending on the circumstances, your provider may send somebody to inspect your home or conduct more research.
  • Stay in constant contact with both law enforcement and your insurance company. Be sure to communicate important findings from one to the other - don't assume they're speaking to each other. 


Before making new purchases, wait to hear back from your insurance provider to see how much money they’ll give you. Note that this is probably tied in with the amount of personal property coverage on your insurance policy—if you think you don’t have enough protection, contact us at R Hobbs Insurance Agency, and we’ll help you select the best property insurance coverage for your needs.

Once you do buy new items, keep all receipts and packaging—if some of your goods are retrieved by the police and in usable condition, you may be required to send some money back to your insurance provider.

Hopefully everything works out for you—but that’s why you have insurance, just in case the worst that could happen, does happen! 


Contact us for all of your insurance needs! 

Illinois and Wisconsin residents, at R Hobbs Insurance Agency, we can work with you to make sure you've got the coverage you need, while at the same time using all possible credits and discounts to make that coverage affordable. Just give us a call at (847) 680-0888 or send us a note at We want to help you meet your goals, and make sure what's important to you is protected!





Content Source: Kemper 


Posted 10:00 AM

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