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Homeowners Insurance HOME

A standard policy insures the home itself and the things you keep in it.

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Auto insurance protects you against financial loss if you have an accident.

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Discover the perfect insurance options to meet your specific and unique needs.

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Browse a variety of insurance options in order to find the right one for you.

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Do I Need Renters Insurance?

Renters sometimes assume the owner of the property they are renting will cover their damages after a fire, theft, or a disaster. In reality, the owner’s insurance protects the structure of the building, but if you’re the renter, you’re responsible for protecting your belongings, as well as the safety of you and your guests. Renters insurance can also provide coverage if you aren't able to live in your home after a major loss in Chicago, or the northern suburbs.

Your renters insurance policy may cover your personal belongings such as:

  • televisions
  • clothes
  • furniture
  • kitchenware

If you add up all of your personal property, you might be surprised at how much it would cost to replace. Renters insurance isn't very expensive and

you may be eligible for a discount on a renters insurance policy if the place you rent includes:

·         Alarm systems

·         Sprinkler systems

·         Smoke detectors

·         Deadbolt locks


Contact us at (847) 680-0888 or for a renters insurance quote and ask us if you’re eligible for a multi-policy discount when you add renters insurance to your current automobile coverage.

Contact Us!

Illinois and Wisconsin residents, at R Hobbs Insurance Agency, we can work with you to make sure you've got the coverage you need, while at the same time using all possible credits and discounts to make that coverage affordable. Just give us a call at (847) 680-0888, or send us a note at We want to help you meet your goals, and make sure what's important to you is protected!

Content Source: Kemper

Posted 11:00 AM

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