Mechanical Breakdown Insurance
Cars, trucks and motorcycles are significant investments that must be protected with adequate insurance. While standard auto insurance policies are common and—in many cases—legally required, additional coverage options may provide even greater security, such as mechanical breakdown insurance.
What Is Mechanical Breakdown Insurance?
Mechanical breakdown insurance is an optional supplement to standard auto insurance, which can provide financial assistance for issues that might otherwise not be covered. In general, this type of coverage may help policyholders recoup expenses arising when a trip to the mechanic is necessary for issues not caused by an accident, such as:
- Engine trouble
- Replacement parts
- Transmission issues
- Electrical system problems
- Brake problems
- Most mechanical breakdown insurance policies function similarly to a vehicle’s warranty but may provide protection and assistance for a wider variety of issues.
Get the Right Coverage
Motor vehicles are complicated machines with many parts that must all function properly together. A minor issue can create other problems and eventually lead to catastrophic damages. Fortunately, by adding mechanical breakdown coverage to your auto insurance policy, your vehicle and your wallet will be better protected. Contact R Hobbs Insurance today to receive a quote and learn more.