Trailers can be utilized for both personal and commercial purposes. Owners of these pieces of equipment encounter risks and liabilities associated with their use.
A trailer insurance policy can help cover these exposures. Our knowledgeable team can help you secure the trailer insurance policy that best suits your needs. Contact us today to get started.
What Does Trailer Insurance Cover?
Policies vary, but trailer insurance policies may provide the following:
- Collision coverage—This may pay to repair or replace your trailer if it is involved in a collision, regardless of fault.
- Comprehensive Coverage—This may help cover losses to your trailer from causes other than collisions (e.g., fire, hail and vandalism).
- Liability coverage—This may provide coverage if your trailer use results in property damage or bodily injury to others. Your existing auto policy’s liability coverage may or may not extend to a trailer, and it may depend on if the trailer is hitched or unhitched.
Other coverage (e.g., trailer contents coverage) may be available. Our team can provide information on options, limits and exclusions as well as details on if you will need a personal or commercial policy.
Which Trailers May Be Covered?
Types of trailers that may be covered include the following:
- Horse trailers
- Boat trailers
- Bicycle trailers
- Flatbed trailers
- Utility trailers
- Motorcycle trailers
You may also be able to secure coverage for other types of trailers.
R Hobbs Insurance can help you get the trailer insurance policy that meets your needs. Contact us today for a quote.