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News Center


Life Happens

Join Life Happens and NAIFA for a Special Chat During #LIAM19
Join Life Happens and NAIFA representatives on Thursday, September 26th from 1:00-2:00pm EDT as we moderate a Twitter Chat focused on findings from the 2019 Insurance Barometer Study. There will be plenty of activity from the media, insurance companies, agents and consumers. We hope this chat helps promote life insurance awareness among the public and allows agents and companies to discuss important industry issues, best practices and solutions for ways to improve.

POSTED SEPTEMBER 09, 2019 7:38 PM
5 Questions Expecting Moms Have About Life Insurance
Both working and stay-at-home moms need protection because what they do for their families is so valuable. While a stay-at-home mom isn’t compensated for her work, if something were to happen to her, it would be expensive to replace all those things she does—from childcare to home care to ensuring the family gets where they need to go when they have to be there. The difference between the two is that a working mother also contributes an income, which may be critical to the family financially. That means she needs to think about replacing that income when considering how much life insurance coverage she may need.

POSTED AUGUST 23, 2019 3:46 PM
3 Ways to Help a Charity With a Gift of Life Insurance
Regardless of your reasons for giving, a gift of life insurance can represent a substantial future gift to a favorite charity at relatively little cost to you. There are several ways you can accomplish that: 1. Make a charity the beneficiary of an existing policy: If you have a life insurance policy you no longer need to support your partner or family, you can name a charity as the beneficiary of the policy, meaning that the charity will receive the policy’s death benefit when you die. While there are no current tax benefits to this approach, the value of the policy will be removed from your estate for federal estate tax purposes.

POSTED JULY 16, 2019 8:59 PM
Denied Life Insurance? Here Are Your Next 3 Steps
It’s tough to learn that the life insurance company you applied to will not be offering you coverage, especially if you were fully expecting a yes! You may fall into the “impaired risk market,” which means you have something in your background that makes you a higher risk for dying prematurely—think things like diabetes, obesity, a previous cancer diagnosis or even a history of DUIs. While many applicants with this type of history understand they’re up against a hurdle or two, it’s not any easier to be denied life insurance coverage. But, often times, it doesn’t mean the hunt for an approval is over. There may still be options, which include applying to a more suitable company or applying for a different policy type. Here are three actionable steps you should take if you’ve been denied life insurance.

POSTED JUNE 10, 2019 11:00 AM
Insuring the Times of Your Life
f you have people you love and who depend on you, or you have financial obligations to meet, you need life insurance to protect against the “what ifs”—at every stage in life. Here are just a few reasons you may need life insurance, or more of it, throughout your life. 

POSTED MAY 13, 2019 10:35 PM

News – Insurance Journal

Omaha National Promotes Senff to VP, Company Development
Nebraska-based Omaha National, a provider of workers’ compensation insurance and payroll services to small and midsize businesses, has promoted Mary Senff to vice president of company development. In this role she is responsible for the company employee development program and …

POSTED SEPTEMBER 20, 2019 4:54 PM
Michigan School District to Pay $107K to Settle Federal Retaliation Lawsuit
A school district in Michigan will pay $107,000 do settle a federal retaliation lawsuit. The U.S. Equal Employment Opportunity Commission (EEOC) says the Waterford Public School System in Waterford, Michigan, will additionally provide other relief to settle the retaliation case. …

POSTED SEPTEMBER 20, 2019 4:43 PM
Ohio AG: Opioid Settlement Should Be Spent Locally
Any money Ohio might receive from a settlement with OxyContin maker Purdue Pharma and other drugmakers should be spent at the local level, the state’s top lawyer said. Republican Attorney General Dave Yost told reporters that so many of the …

POSTED SEPTEMBER 20, 2019 4:31 PM
Louisiana Commissioner Donelon: Tort Reform Needed to Fix Auto Insurance Crisis
When Louisiana voters go to the polls on Oct. 12, they will have a choice between two Republican opponents in the race for insurance commissioner: current commissioner, Jim Donelon, a former state legislator who has held the post since 2006, …

POSTED SEPTEMBER 20, 2019 4:26 PM
Essary Out as Executive Director of Texas Surplus Lines Stamping Office
The Surplus Lines Stamping Office of Texas (SLTX) board of directors announced that SLTX Executive Director Norma Essary will separate from employment, effective Oct. 17, 2019. The board voted Sept. 17 to relieve Essary of her duties. Essary will be …

POSTED SEPTEMBER 20, 2019 4:04 PM
Transgender Man Can Sue Catholic Hospital Over Hysterectomy
A California transgender man can go ahead with a discrimination lawsuit against a Catholic hospital that canceled his hysterectomy, an appeals court ruled Tuesday. The decision by the 1st District Court of Appeal in San Francisco overturns a lower court …

POSTED SEPTEMBER 20, 2019 2:59 PM
California Now Looking for Ways to Preserve Environmental Clout
The Trump administration’s decision to stop California from setting its own emission standards for cars and trucks would undermine the state’s ability to convince the world’s largest automakers that they should make more environmentally friendly vehicles. “We will not let …

POSTED SEPTEMBER 20, 2019 2:57 PM
Starr Promotes Puffer and Geoghean in the Western U.S.
Starr Insurance Cos. announced leadership promotions and a new structure for its Western sales region. Starr’s Western region sales operation has been split into two units, Pacific Northwest and Southwest, and two new leaders have been named to head these …

POSTED SEPTEMBER 20, 2019 2:50 PM
Massachusetts Man Indicted in Connection with $110K Workers’ Comp Fraud Scheme
A Worcester, Mass., man who operated a temporary employment agency was indicted in connection with a scheme to evade more than $110,000 in workers’ compensation premiums, according to a press release issued by Massachusetts Attorney General Maura Healey’s office. Sovane …

POSTED SEPTEMBER 20, 2019 1:58 PM
The Institutes RiskStream Collaborative Hires Brown in Pennsylvania
The Institutes RiskStream Collaborative has hired Kenneth Brown as head of Security and Controls in its Malvern, Penn., office. As an insurance industry blockchain consortium, RiskStream Collaborative aims to serve policyholders and help lower industry and consumer costs by streamlining …

POSTED SEPTEMBER 20, 2019 1:52 PM

NOTICE: The links and articles found on or within this news center are simply for informational purposes that we believe may be of benefit to our clients and/or website visitors. By providing these links on our website, we are not recommending or endorsing the use of the particular products or services these third parties offer. Nor does R Hobbs Insurance Agency Inc confirm, corroborate or agree to the statistics or opinions on these links and articles. We urge you to review each website’s Privacy Policy, Disclaimers, and develop an independent opinion of the service or product for any link pursued.

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