September 25, 2023
AgencyDisaster Planning For Older Adults
A preparedness guide for seniors and caretakers As a senior citizen or caretaker of an older person, preparing for and protecting against a fire, flood, hurricane or other disaster can be a special challenge. Many seniors live alone and may have special needs or limited physical mobility, which makes them more vulnerable than younger […]
September 18, 2023
AgencyFive Steps To Preparing An Effective Evacuation Plan
Disaster readiness will help keep you and your family safe and secure In the event of a sudden, catastrophic event, you may have just minutes to gather your family and get out of your house—possibly for good. What would you take? Where would you go? Planning ahead for the worst can help minimize the impact […]
September 11, 2023
AgencyFrequently Asked Questions About FEMA Disaster Assistance
Learn about critical federal help after a disaster When a major, federally declared disaster occurs, the Federal Emergency Management Agency (FEMA) offers assistance to individuals who’ve sustained damages. If you’re the victim of a qualified disaster, here are some FAQs—and answers—about getting FEMA help. Qualifying for FEMA assistance Q. How can I tell if my […]
August 28, 2023
AgencyIncluding Your Pets In Evacuation And Disaster Planning
How to keep your furry or feathery family member safe in an emergency To keep your family safe in a potential disaster, it’s essential to have an evacuation plan—and that plan should include your pet. Since most public shelters exclude pets, keep your beloved animal safe and unharmed with this advice. Find a safe place […]
August 21, 2023
AgencyHow To Find The Right Auto Insurance
What to look for when you’re shopping for coverage Once you have a clear picture of how you use your car and your priorities, you’re ready to shop for insurance. Generally, it’s a good idea to compare policies from at least three different insurers. You’ll want to consider fundamental factors such as coverage and price, but it’s […]
August 21, 2023
AgencyWhat Is Diminished Value?
Learn about the factors that determine whether you can recoup the full, pre-accident value of your car Diminished value explained Depending on its age and condition, a car that has been in a major accident generally has less resale value than the same vehicle in pre-crash condition. Even if the car repairs meet the highest quality standards, […]
August 7, 2023
AgencyCollege And Credit: Tips For Managing Your Money
In these difficult economic times, many of today’s college students are turning to credit cards to finance their college education, using them for everything from everyday necessities to books and tuition. Unfortunately, this can result in an excessive amount of debt. Young people are frequently unaware that their bill paying habits will affect their credit […]
July 31, 2023
AgencyHow To File An Auto Insurance Claim
When a covered accident happens, take these steps to file your claim 1. Call your insurance professional as soon as possible — even from the scene of the accident—regardless of who is at fault. Even if the accident appears minor, it’s important to let your insurance company know about the incident and to find out whether your […]
July 24, 2023
AgencyHow Do I File A Life Insurance Claim?
To begin the claims process: Get several copies of the death certificate. Call your insurance agent. He or she can help you fill out the necessary forms and act as an intermediary with the insurance company. (Don’t keep life insurance policies in your safe deposit box. In most states, safe deposit boxes are sealed temporarily […]
July 17, 2023
AgencyWhat To Do At The Scene Of An Accident
In the aftermath of a crash, know the right actions to take No one wants to get into a car crash. But being prepared and knowing what to do if you are involved in an accident can save lives, reduce injuries and make the claims process simpler and easier. So you’ll be prepared at […]