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R Hobbs Insurance Agency Inc Blog

View the latest blog posts from R Hobbs Insurance Agency Inc.

The annual family road trip. For some, it brings back wonderful childhood memories of visiting tourist sites around the country. To others, it reminds them of endless hours of driving while squished in the car with their siblings and eating peanut butter sandwiches en route to save time. READ MORE >>

From building materials to furnishings, many of the things in your home likely aren’t as flame-resistant as those from yesteryear. A fire in a modern home is a “perfect storm,” according to safety consulting and certification company UL (Underwriters Laboratories). READ MORE >>

One of the best ways to bring your home insurance rates down is also one of the best ways to improve your home: Make all those small and medium-sized fixes you've been meaning to make. Here are a few quick fixes that can help you pay lower premiums: Tear down old structures on your property. READ MORE >>

Squirrels, mice, and rats live in every part of the country. And these rodents also love to turn vehicles into a shelter for the winter. Engine compartments, vehicle interiors, and even mufflers are often deemed ideal nesting spots for pesky pests. READ MORE >>

Whether it's a gift from someone special or a gift to yourself, a new piece of jewelry can bring some sparkle to your life. However, many people who find themselves victimized by burglars—or worse, a fire or some other disaster—also find out too late that they didn't have enough insurance to replace their jewelry. READ MORE >>

What you consider an expansion to your business may differ from what your business insurance provider considers an expansion. Launching a new product, for instance, may not feel like a big deal, but it does bring a whole host of new insurance risks that your insurer needs to know about in order to provide you with adequate protection. READ MORE >>

Since your home is likely the biggest purchase you will make in your lifetime, it's important to protect your investment with home insurance. This coverage protects you from financial loss in the event of a covered instance. Here’s more on whether your fence, shed and other outbuilding are covered by your home insurance policy. READ MORE >>

One of the most certain things in life is uncertainty. Your dog could bite the neighbor’s kid. Your teen driver could hit a cyclist. A guest could fall down your stairs. A rainy morning commute on worn-out tires could result in a multi-car accident. READ MORE >>

Jump starting a vehicle with a dead battery has long been a courtesy drivers give to each other. But advances in electronics in modern cars mean a lot more can go wrong in this exchange. And if it does, car insurance may not cover the resulting damage. What Can Go Wrong When Jump Starting Someone's Car? READ MORE >>

Business insurance helps you cover expenses when your business experiences interruptions. Just as you wouldn’t open a business without fire and windstorm insurance, it’s important to protect your business operations themselves. READ MORE >>

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