R Hobbs Insurance Agency Inc Blog
View the latest blog posts from R Hobbs Insurance Agency Inc.
Monday, January 30, 2023Steps and advice to help protect you from identity predators Identity theft victims often spend months or years recovering from the frauds perpetrated on their bank accounts and getting their credit rating corrected. Protect yourself against identity theft with this advice. READ MORE >>
Monday, January 23, 2023Yes—IF you have rental reimbursement on your policy If you rely on your car, rental reimbursement is an inexpensive and invaluable option that you'll want to consider adding to your auto insurance policy. On average, a car is in the repair shop for two weeks after an accident and renting a replacement vehicle for that amount of time can be costly. READ MORE >>
Monday, January 16, 2023Your home may be at risk from earthquakes. Learn how to protect it. Earthquakes and coverage Earthquakes can cause much harm to home structures. They can damage housing foundations and collapse walls; even relatively mild tremors can destroy furnishings and belongings. READ MORE >>
Monday, January 9, 2023Additional mortgage protection for low equity home buying For home buyers who want to purchase a home but have a down payment of less than 20 percent of the home's value, the mortgage lender may require private mortgage insurance (PMI). READ MORE >>
Monday, January 2, 2023Reputable credit counseling organizations advise you on managing your money and debts, help you develop a budget, and usually offer free educational materials and workshops. Their counselors are certified and trained in the areas of consumer credit, money and debt management, and budgeting. READ MORE >>
Monday, December 26, 2022The settlement amount depends on which type of policy you have. Having inadequate insurance can affect the amount of compensation you get.
Replacement Cost and Actual Cash Value
Replacement cost provides you with the dollar amount needed to replace a damaged item with one of similar kind and qu... READ MORE >>
Monday, December 19, 2022CAUSE AND EFFECT ‘Tis the season for turkey, tinsel—and charitable giving. Many organizations ramp up their fundraising during this time of year, hoping to leverage the spirit of goodwill. But before you give, sure you know where your money is going. Consider these questions before giving: READ MORE >>
Monday, December 12, 2022If this holiday season finds you simmering, steeping or sautéing, here’s an important fact you should know: cooking is the top cause of home fires. But a fire is easily avoidable if you are careful when you cook: Dress for success. Avoid loose clothing or sleeves that could catch fire while you are standing over a stove. READ MORE >>
Monday, December 5, 2022If you’re shopping online, read this first If you’re among the millions of consumers who will be letting their fingers do the shopping this holiday season, beware of “porch pirates.” These are the thieves who find it lucrative to steal packages delivered to residential doors. READ MORE >>
Thursday, December 1, 2022Test READ MORE >>