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R Hobbs Insurance Agency Inc Blog

View the latest blog posts from R Hobbs Insurance Agency Inc.

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Monday, January 25, 2021

Car Accidents In Winter

How to Stay Safe After a Winter Car Accident The days are short. The air is cold. And, roads are often slick with rain, snow or ice.  It’s winter driving season in Illinois and Wisconsin. And, while most people know what to do to try to avoid an accident, many don’t know what to do after one. READ MORE >>

Thursday, January 21, 2021

Why Do Lenders Require Homeowners Insurance?

There aren’t many people who choose to buy their home with cash. After all, it takes years to save money for a nest egg, and paying off the entire property in one swoop might seem completely out of reach. Still, if you choose to finance your home with a mortgage, you can afford the home you want and pay it off over time. READ MORE >>

Tuesday, January 19, 2021

The Importance of Avoiding Driving Citations

Let’s face it, 2020 was not a year when most of us were able to travel extensively. 2021 will likely be much of the same, at least for the time being. However, there are still plenty of ways to travel safely as long as you commit to being conscientious. READ MORE >>

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Monday, January 18, 2021

How Can I Lower My Car Insurance Bill?

It’s easy to lower your insurance costs — especially if you have a great driving record, or don’t mind having higher deductibles. Who doesn’t want to pay less for car insurance? Billions of dollars are spent on ad campaigns to convince you to “switch and save”... READ MORE >>

Thursday, January 14, 2021

Why You Need Commercial Umbrella Insurance

Every business must have liability insurance, and the starting point is a general liability policy. However, while general liability insurance can prove essential to your long-term financial security, you should still not consider it a stopping point. READ MORE >>

Tuesday, January 12, 2021

Why You Should Get Life Insurance Before a Child’s Birth

Becoming a parent is perhaps one of the most life-changing things that any of us could ever experience. After the birth of a first child, you probably know that your future looks a lot different, and it might be time to take a step back and re-evaluate your financial goals. READ MORE >>

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Monday, January 11, 2021

Food Safety Tips During a Power Outage

Power Outages and Food Safety: Toss it or Keep it? It seems like the power always goes out in Illinois and Wisconsin when it’s either way too hot or way too cold – talk about inconvenient. Also inconvenient? Not knowing whether your food is safe to eat during and after an outage. READ MORE >>

Thursday, January 7, 2021

Protecting Yourself from Uninsured Motorists

In 49 out of 50 states, all registered drivers are required to carry minimum amounts of car insurance. If you are in one of them, then you could face penalties if you get caught driving uninsured. Just because you obey the law, doesn’t mean others will. READ MORE >>

Tuesday, January 5, 2021

Staying Healthy During Winter Vacation

Let’s face it, 2020 was not a year when most of us were able to travel extensively. 2021 will likely be much of the same, at least for the time being. However, there are still plenty of ways to travel safely as long as you commit to being conscientious. READ MORE >>

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Monday, January 4, 2021

4 Things To Consider When Insuring A Second Home

Everyone loves vacation. But, vacationing in your own seasonal home? Even better. However, there’s a lot to consider when it comes to protecting your investment in a vacation home, and you definitely want to protect it. We here at R Hobbs Insurance can help by making sure you have the insurance coverage you want. READ MORE >>

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