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R Hobbs Insurance Agency Inc Blog

View the latest blog posts from R Hobbs Insurance Agency Inc.

When an accident occurs, do the right thing. Report it. Call the police to get an official statement over what happened on record. Be sure to file a police report. Then, call your auto insurance agent. The fact is, if you do not report it, chances are they will learn about it anyway. READ MORE >>

Do you want to find a way to reduce your home insurance costs? One way to do so is with a new home security system. Adding security means reducing risks. Home insurance companies often value this. A home that is safe is one less likely to see numerous claims for vandalism and break-ins. READ MORE >>

Burglars Strike During the Holidays  You might have a full holiday schedule of celebrations, travel and gift giving, but remember the season is also a busy time for burglars.   Thieves know people often spend time away from home during the holidays, leaving personal valuables such as jewelry, electronics and collectibles unattended. READ MORE >>

Starting a new business means fantastic new opportunities. For many people who love pets, providing pet sitting and grooming services is a great way to build a business. But, what type of business insurance do startup pet groomers and pet sitters need? Having proper business insurance is essential. READ MORE >>

Auto insurance companies use credit scores to determine the risk of a vehicle owner. Those with good credit scores could save money. It is always wise to work to boost your credit score. It could help reduce what you have to pay each month. But, how do you do so? Before you renew your policy, consider these tips. READ MORE >>

Winter Auto Safety Did you know that 24 percent of weather-related accidents annually occur on snowy, slushy or icy pavement? Those winter accidents result in more than 1,300 fatalities and 116,800 injuries. Snowy or slushy pavement leads to an average of 30 percent to 40 percent reduction in vehicle speed, decreased visibility, reduced road capacity and increased travel time. READ MORE >>

Your parents are getting older. You worry they may not be as skilled behind the wheel like they used to be. In situations like this, many people want to know what to do. And, how do you know when your senior loved one is no longer safe behind the wheel? Your auto insurance provider needs to know this information as well. READ MORE >>

Every year, plan a meeting with your business insurance agent. Discuss the types of risks your company faces, their changes, and any claims. Then, upgrade your liability insurance. Though not always necessary, an annual review is critical to know what your risks are. READ MORE >>

Is there a newly licensed driver in your home? Reduce the stress by understanding the implications for your car policy For parents, the excitement of having a first-time driver in the house is usually tempered with worry. With little driving experience and raging hormones, immature drivers are at a higher risk for accidents. READ MORE >>

Many homeowners are adding smart thermostats to their property. This can be a good addition. It may reduce your home’s heating and cooling costs. Yet, thermostats like this do not always reduce home insurance costs. The details are in the way the thermostat functions. READ MORE >>

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