There are some scenarios where you might find your home empty for a certain period of time, and it’s important to make sure you have the protection you need in the event of unexpected damage. Learn the difference between a…
Rear-end collisions are one of the most common types of car accidents, accounting for about one-third of all collisions in the United States. In 2017, they represented nearly 18% of all fatal collisions in the U.S., according to the Insurance…
When heavy rains fall, especially in the spring and summer months, homeowners might be most concerned with issues like a leaking roof or overflowing gutters. Sewer backups can often accompany heavy rains, and can easily cause thousands of dollars in…
During bad storms in Illinois and Wisconsin, we get many questions about fallen tree coverage. For tree removal to be covered by your homeowners insurance, the tree must damage your covered dwelling (house) or other insured structures on your property…
Introduction When selecting insurance, it’s easy to focus primarily on the cost, especially with how main-stream marketing depicts insurance. However, the true value of an insurance policy lies in its coverage, not just its price tag. After all, having inadequate…
Introduction Insurance rate increases can be a source of concern for many policyholders. Understanding the reasons behind these increases and knowing the steps to take when they occur is essential in managing your insurance costs effectively. This guide provides practical…
Introduction In the ever-evolving world of insurance, the role of an independent insurance agent has become increasingly crucial. Unlike captive agents, independent agents offer a unique value proposition to their clients, providing a wide array of insurance options from various…
