If you live for the water, you know that summer in the Midwest isn’t complete without Lake Michigan. Whether you’re chasing a “big one” at dawn, teaching the kids to tube, or just enjoying a lazy float, those days on…
The Quick Answer: First, ensure everyone is safe and call 911 if there are injuries. In both Illinois and Wisconsin, you are required to exchange insurance information and, in many cases, file a police report if damage exceeds a certain…
The Milestone Every Parent Dreads (and Celebrates) Watching your teenager get their driver’s license is a huge moment—but it also comes with plenty of questions. How much will my rates go up? What’s the safest car for a beginner? How…
Renters sometimes assume the owner will cover their damages after a fire, water damage or a disaster. The owner’s insurance protects the structure of the building, but if you’re the renter, you’re responsible for protecting your belongings, as well as…
The Quick Answer: Generally, yes—if a tree falls on your house, garage, or fence due to a “covered peril” (like wind, hail, or lightning), your homeowners insurance pays to repair the damage. However, if the tree falls in your yard…
