It’s one of the most common questions we get as local agents: “My neighbor’s tree is hanging way over my roof. Can I just cut it back, or do I need their permission?” Trees are a beautiful part of our…
Spring and fall tend to be our wettest seasons making our homes most susceptible to the backup of sewer or drain lines. When these events occur, the problem can be a small disaster. Did you know a standard homeowner’s insurance policy…
There are some scenarios where you might find your home empty for a certain period of time, and it’s important to make sure you have the protection you need in the event of unexpected damage. Learn the difference between a…
The Quick Answer: Generally, yes—if a tree falls on your house, garage, or fence due to a “covered peril” (like wind, hail, or lightning), your homeowners insurance pays to repair the damage. However, if the tree falls in your yard…
