R Hobbs Insurance Agency Inc Blog
View the latest blog posts from R Hobbs Insurance Agency Inc.
Tuesday, April 24, 2018As a homeowner, you believe you own your home. When you buy it, you assume that you can do so without risk or fear of someone else claiming it.
Yet, there are risks associated with purchasing any structure. Title insurance is a type of protection that can minimize this key risk. READ MORE >>
Monday, April 23, 2018Avoid Deadly Distractions Behind the Wheel Many people have a limited definition of “distracted driving”: They think it only means texting behind the wheel. There’s good reason for that, because texting requires visual, manual and cognitive attention – the same attention required for safe driving. READ MORE >>
Thursday, April 19, 2018As you shop, a driver sideswipes your vehicle in the parking lot. They leave. What are your options? Private property damage is not uncommon. It can occur at your home, in a parking lot, or just about any other location. The police may be able to help. Your auto insurance agent can help you, too, depending on the type of insurance you have. READ MORE >>
Tuesday, April 17, 2018In most situations, obtaining financial support from your home insurance policy is straightforward. If something happens, you file a claim with your agent. Your agent processes this information with the insurer directly. They provide you with a check for the damages.
However, there are times when a denial can occur. READ MORE >>
Monday, April 16, 2018When it’s gardening season in Illinois and Wisconsin, it’s a good idea to think about how you use this precious natural resource — and how you can use it more wisely. Here are five great tips from your friends at R Hobbs Insurance Agency to help! 1. READ MORE >>
Thursday, April 12, 2018Drivers want low auto insurance rates. No one wants to overpay for them. Yet, rates vary significantly from one driver to the next. They also vary by location. If you paid one rate in New York, you may pay less if you lived in Vermont. Rates can even vary from town to town, from neighborhood to neighborhood. READ MORE >>
Tuesday, April 10, 2018Business insurance providers often offer discounts for safe, secure operating facilities. Facility safety doesn’t stop at the door, however. Today’s business owners are outfitting their commercial fleets with safety technology. This leads to their saving money on their insurance plans in the process. READ MORE >>
Monday, April 9, 2018Identity theft: five steps for prevention and one for reaction.
At one time, identity theft was thought to be mainly a concern for heavy users of technology. But as the bad guys have moved on from hacking computers to penetrating security measures at cash registers and gas pumps in Lincoln... READ MORE >>
Thursday, April 5, 2018Keeping your home in good condition is a goal and responsibility of every homeowner. You have home insurance to help minimize losses that you cannot prevent.
This type of policy covers unexpected and accidental risks. It does not cover incidents that result from the normal wear and tear of your home. READ MORE >>
Tuesday, April 3, 2018There are many ways to save money on auto insurance. Many vehicle owners assume they will get the lowest rate available as soon as they request a quote. That is not always the case.
Being a smart driver means knowing what discount options are available to you. You may find a wide range of savings opportunities to help reduce your premium. READ MORE >>