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R Hobbs Insurance Agency Inc Blog

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There are two types of disability policies: Short-Term Disability (STD) and Long-Term Disability (LTD): Short-Term Disability policies (STD) have a waiting period of 0 to 14 days with a maximum benefit period of no longer than two years. READ MORE >>

Shopping For Personal Life Insurance That Meets Your Needs And Budget Life insurance can form a vital part of your family’s financial stability and well-being but, if you’re like most people, you may find the thought of shopping for the right type of coverage a little daunting. READ MORE >>

For many people, their home is their greatest asset, so it is crucial to avoid being underinsured. To protect their investment from disasters, homeowners should update their insurance regularly to include improvements, major purchases and increased rebuilding costs. READ MORE >>

Preventing Carjacking and Theft   Thousands of unsuspecting motorists are carjacked every year. To minimize the danger of being carjacked: Think of saving your life first. Only then, think of your car and what's in it. READ MORE >>

Looking for a Car? Look for These 7 Safety Features Color, price, body style, gas mileage – there’s a lot to consider when picking out a vehicle for your daily commute or weekend road trips. One area not to overlook? Safety features.   READ MORE >>

Hot Day Behind the Wheel? Here’s How to Beat the Heat   When the temperature increases, decrease your risk on – and off – the road with these safety tips:   1.       Check those tires. You’re already checking your tire pressure every month, right? READ MORE >>

Moving can be a stressful time—whether you’re moving locally or out-of-state, on your own or with a moving company. But knowing you have the right insurance to protect your belongings can ease the stress, so here are some tips for getting proper coverage before you putting the first piece of furniture on the truck. READ MORE >>

When it comes to keeping your home mold-free, a strong offense is definitely your best defense. To prevent mold, eliminate moisture from your home and be on the lookout for signs of possible growth, such as musty smells or watermarks on walls and ceilings. READ MORE >>

You can buy life insurance either as an “individual” or as part of a “group” plan. Individual Policy When you buy an individual policy, you choose the company, the plan, and the benefits and features that are right for you and your family. READ MORE >>

Whether you have a luxury in-ground pool, or plan to blow up an inflatable kiddie pool, it is important to consider the safety implications.  There are an estimated 7.4 million swimming pools and five million hot tubs in residential or public use in the United States, according to the Centers for Disease Control and Prevention (CDC). READ MORE >>

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