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R Hobbs Insurance Agency Inc Blog

View the latest blog posts from R Hobbs Insurance Agency Inc.

A smart driving assistant is a type of application that can help you with your driving habits. Several companies offer these tools. The goal is to provide you with information while on the road. These are not autonomous tools. That is, they do not operate the vehicle. Rather, they provide you with ways to stay safe on the road. READ MORE >>

Heavy Rain? Be on the Lookout for Heavy Damage Your home protects you from the elements, but heavy rains can weaken that protection. With a little maintenance and a lot of vigilance, it’s not hard to stay safe and dry. Heavy rainstorms are a fact of life in many areas of the country, and they help keep things green, even if they keep you inside. READ MORE >>

Smoke can be a costly problem at properties. The source of it can range widely. It may stem from internal equipment. A fire can create significant smoke damage to a building. Most of the time, this is damage requiring repair. You should not operate in a space with significant smoke damage. READ MORE >>

There may not be anything worse than placing the car seat in a car. They tend to be difficult to secure. Yet, you know how important they are for your child’s safety. Many parents recognize the benefits of a rear-facing seat right away. And, most recommendations are for children to remain in this position as long as possible. READ MORE >>

6 Tips for Getting to Work on 2 Wheels  Did you know that hundreds of thousands of people in the United States commute to work by bicycle, according to the U.S. Census Bureau? That’s a lot of cars off the road each day, a lot of gasoline saved and a ton of calories burned. READ MORE >>

Some auto insurance companies provide married people with discounts on their insurance policies. Why does this matter? It is always important to understand that car insurance companies focus on risk. When determining how much a person should pay for their coverage, they base this on how much risk is present. READ MORE >>

Are you planning to build a garage onto your home? You may be thinking about the differences in an attached and detached garage. It may be a good idea to speak to your home insurance agent about the difference. Various factors impact the cost related to each type of garage. You should know what to expect before you invest here. READ MORE >>

What to Do With the Kids?  It’s the age-old question that parents in the Chicago suburbs face every year: How do we keep the kids occupied this summer?  Well, there are always the biggies, such as theme parks or camping. But, with work and other obligations getting in the way, you can’t always get away from home. READ MORE >>

To be a safe driver, you must ensure you're able to drive properly. Many people get behind the wheel when they are really too tired to drive. The National Highway Traffic Safety Administration reports tired driver caused 846 fatal accidents occurred in 2014. They also note that 83,000 accidents occurred as a result of drowsy driving. READ MORE >>

Your driving habits often impact how much you pay for auto insurance. The best way for car insurance agencies to know how safe of a driver you are is to use your driving record. Your state's department of motor vehicles collects this information. It includes any instance in which you break the law while behind the wheel. READ MORE >>

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