July 10, 2023
AgencyIs Food Spoilage Covered?
If the power goes out, can you get reimbursed for spoiled food? Following a major disaster like Hurricane Laura, extended power outages are common. According to poweroutage.us, nearly 500,000 customers in Louisiana and Texas were without power after the storm hit. However, most electric utility companies do not offer their customers reimbursements for food spoilage caused […]
July 3, 2023
AgencyHow To Keep Your July 4th Celebration Safe And Fun
Fireworks, flag flying, parades, and pool parties are all part of the tradition and fun associated with the Fourth of July. Partygoers, to avoid injuries, are urged to be cautious when taking part in any festivities. Check out the following tips to help you have a safe and enjoyable holiday: Grilling safety Each year […]
June 26, 2023
AgencyHow To Assess The Financial Strength Of An Insurance Company
Five independent agencies—A.M. Best, Fitch, Kroll Bond Rating Agency (KBRA), Moody’s and Standard & Poor’s—rate the financial strength of insurance companies. Each has its own rating scale, its own rating standards, its own population of rated companies, and its own distribution of companies across its scale. Each agency uses numbers or plusses and minuses to […]
June 19, 2023
AgencySecuring Your Home Against Burglary
Make your home safer—and get insurance discounts, too Burglars won’t find your home an easy target if it’s well lit and features security measures that slow them down. Don’t let your home be an easy mark for theft and vandalism. Protect yourself and your belongings—and save on insurance premiums—by employing commonsense safety precautions. Check […]
June 12, 2023
AgencyFacts + Statistics: Distracted Driving
Activities that take drivers’ attention off the road, including talking or texting on cellphones, eating, talking with passengers, adjusting vehicle controls and other distractions, are major safety threats. According to the National Highway Traffic Safety Administration (NHTSA) there are three main types of distraction: visual, taking your eyes off the road; manual, taking your hands […]
June 5, 2023
AgencyDoes My Business Need Flood Insurance?
Business insurance Q&A Natural disasters can be devastating to businesses. While damage caused by some types of natural events—such as lightning or wind—will usually be covered by commercial property insurance, you need a special policy if you want protection from flood damage. This Q&A will help you understand this type of coverage and determine whether […]
May 22, 2023
AgencyHow To Protect Your Home From Water Damage
Avoid soggy disasters with these tips Water damage is one of the most common and costliest disasters your home can experience, costing billions of dollars annually. Safeguard your most important asset against water damage with the right insurance coverage and the following practical advice. Water damage and insurance Different types of water damage are […]
May 15, 2023
AgencyHealth Safety Following A Flood
Cleaning up after a flood can pose health risks. You and your family should wait to re-enter your home until professionals tell you it is safe, with no structural, electrical or other hazards. Before you start cleanup activities, contact your insurance company and take pictures of the home and your belongings. Remember, drying your home […]
May 8, 2023
AgencyUnclaimed Life Insurance Benefits
5 reasons your life insurance benefits might go unclaimed Sometimes life insurance benefits are left unclaimed after a policyholder dies. This is an unfortunate problem under any circumstances, but especially now, when many people are struggling financially. What is more, this is an easily preventable outcome. 1. The life insurance company and the policy […]
May 1, 2023
AgencyBoat Insurance And Safety
Keep your head above water—understand how to protect your seagoing vessel, yourself and your passengers Boats afford recreation and adventure to their owners, but they come with risks, as well. Don’t let an accident or disaster sink you—understand how to insure your prized vessel. Boat insurance basics The size, type and value of […]