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R Hobbs Insurance Agency Inc Blog Page 20

View the latest blog posts from R Hobbs Insurance Agency Inc.

Some drivers benefit from gap insurance. This is a type of insurance covering the gap in what your car is worth and what coverage your standard insurance provides. This is an optional type of auto insurance. However, some drivers purchasing a new vehicle may benefit from having it. READ MORE >>

Auto insurers price their policies based on a number of factors. Sometimes these cost factors go up, and sometimes they go down. In most states, costs are currently rising. Your actions, as a policyholder, can affect what you pay, too. For instance, if you add another car, or a teenaged driver to your policy, your costs will increase. READ MORE >>

Moving data into the cloud is an opportunity to create more access and better security. As a business owner, this move can be a big one. Yet, the efficiencies it offers are numerous. Still, in making this move, companies need to consider the value and access of their business insurance. READ MORE >>

Home insurance is a vital investment for all property owners. In some cases, it is a requirement. In others, you may not legally have to maintain it. Yet, a problem with your coverage could lead to a lack of financial protection. How does this happen? What can you do to avoid it? READ MORE >>

With burglaries constituting approximately 50 percent of all on-campus crimes, according to the National Center for Education Statistics, it is more important than ever that college students and their parents review their insurance coverage. READ MORE >>

An act of God is a term used on many auto insurance policies. It defines instances causing an accident or damage beyond what man can create. That is, it applies to instances in which a person did not cause the damage your vehicle suffers. Not all types of car insurance cover this type of incident. READ MORE >>

Thunderstorms cause significant damage to homes each year. The damage ranges from missing roof shingles to trees falling on the structure. Your home insurance may cover some or all of the thunderstorm damage. However, you can minimize some risks on your own. Taking steps to minimize risks helps keep your home insurance costs down. READ MORE >>

Avoid these Common Mistakes and You’re on Your Way to Getting the Best Insurance for Your Needs and Budget Saving money feels good. And shopping around when you’re looking for insurance coverage is a great way to do it. READ MORE >>

As a professional financial planner, you have an obligation to provide your clients with accurate information. You may own an office. You may make visits to client’s homes. These are all factors contributing to your need for business insurance. Having proper insurance coverage is essential. READ MORE >>

Auto insurance costs can be a hardship for some seniors. Those who have a fixed budget may struggle with these costs. Maintaining car insurance is still necessary if you continue to drive. It is financial protection, after all. However, there are options available to help reduce your costs. READ MORE >>

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