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R Hobbs Insurance Agency Inc Blog Page 21

View the latest blog posts from R Hobbs Insurance Agency Inc.

What to look for when shopping for renters insurance   If you rent a house or apartment and experience a fire or other disaster, your landlord’s insurance will only cover the costs of repairing the building. To financially protect yourself you will need to buy renters or tenants insurance. READ MORE >>

The stairs into and throughout your home can be dangerous. They are one of the most important areas of the home to keep safe. If someone falls in your home, your home's liability insurance may provide coverage. However, this only applies to visitors. In all cases, keeping your family safe is critical also. READ MORE >>

Tracking teen drivers is always essential. Many parents worry about handing their teen car keys. Can you trust them to make the right decisions? What will they do with this type of freedom? In some cases, you also need to protect your assets. This includes your vehicle. Some parents want to let technology help do this. READ MORE >>

Update Your Home Without Emptying Your Wallet   Quick, easy, inexpensive – whoever thought those adjectives could apply to home improvement projects in Lincolnshire, Gurnee, or other Chicago suburbs? But, they can!   READ MORE >>

When obtaining home insurance, provide detailed information to your insurance agent. You need to be sure the policy you purchase properly represents your home. Small mistakes can lead to big problems later on. At the end of the day, you must make sure your policy reflects the unique property. READ MORE >>

A smart driving assistant is a type of application that can help you with your driving habits. Several companies offer these tools. The goal is to provide you with information while on the road. These are not autonomous tools. That is, they do not operate the vehicle. Rather, they provide you with ways to stay safe on the road. READ MORE >>

Heavy Rain? Be on the Lookout for Heavy Damage Your home protects you from the elements, but heavy rains can weaken that protection. With a little maintenance and a lot of vigilance, it’s not hard to stay safe and dry. Heavy rainstorms are a fact of life in many areas of the country, and they help keep things green, even if they keep you inside. READ MORE >>

Smoke can be a costly problem at properties. The source of it can range widely. It may stem from internal equipment. A fire can create significant smoke damage to a building. Most of the time, this is damage requiring repair. You should not operate in a space with significant smoke damage. READ MORE >>

There may not be anything worse than placing the car seat in a car. They tend to be difficult to secure. Yet, you know how important they are for your child’s safety. Many parents recognize the benefits of a rear-facing seat right away. And, most recommendations are for children to remain in this position as long as possible. READ MORE >>

6 Tips for Getting to Work on 2 Wheels  Did you know that hundreds of thousands of people in the United States commute to work by bicycle, according to the U.S. Census Bureau? That’s a lot of cars off the road each day, a lot of gasoline saved and a ton of calories burned. READ MORE >>

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