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R Hobbs Insurance Agency Inc Blog Page 4

View the latest blog posts from R Hobbs Insurance Agency Inc.

Credit scores are based on an analysis of an individual’s credit history. These scores are used for many purposes such as securing a loan, finding a place to live, getting a telephone and buying insurance. READ MORE >>

It’s easy to think that buying auto insurance is one of those things that we’ll eventually get the hang of. But the truth is, it can be confusing to even seasoned drivers. Whether you're a brand-new driver, or just want to make sure that you're getting the best insurance you... READ MORE >>

A 203k loan can be the key to improving your home's value, but it's designed to so more than that. The 203k loan is granted by the FHA in an attempt to revitalize run-down neighborhoods. If you're wondering how to choose the right type of loan for you, consider the following differences between the two options: the streamlined or standard loan. READ MORE >>

Even when the sky seems to be falling, insurance can provide peace of mind   Asteroid debris has been known to strike the planet, posing a risk to life and property. While the likelihood of actually getting struck by a satellite, a meteor or an asteroid is extremely rare, the good news is... READ MORE >>

So, you're finally upgrading your vehicle. You're probably wondering how your auto insurance policy handles this scenario. Here's what you need to know: Your insurance provider will give you a grace period. The sooner you let your insurer know that you've traded your old car in for something new, the better. READ MORE >>

Here's a question worth considering: Who insures your insurer? Insurance companies will typically carry business insurance on two fronts: Most insurance companies will carry a business insurance policy. Just like any business, it has risks that it needs to take care of. READ MORE >>

If you are thinking about owning a drone, make insurance a part of your pre-flight checklist   Recreational drone regulations Even for recreational use, the Federal Aviation Administration requires that all drones weighing over 55 pounds must now be registered. READ MORE >>

If you're running out of storage space at your retail store, you can either rent a storage locker, or take the extra inventory home with you. But that inventory that comes home with you might not just a few cans of pineapples for your smoothie shop. It could be expensive equipment or valuable inventory. READ MORE >>

The holidays are usually a time of happiness and joy. However, they can also be prime pickings for scrooge-style thieves intent on bringing chaos and unhappiness to your life. Thankfully, there are numerous things you can do to help keep yourself from being victimized. Here are four ways to protect your home from a holiday break-in. READ MORE >>

Private mortgage insurance Additional mortgage protection for low equity home buying   For home buyers who want to purchase a home but have a down payment of less than 20 percent of the home's value, the mortgage lender may require private mortgage insurance (PMI). READ MORE >>

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