R Hobbs Insurance Agency Inc Blog Page 48
View the latest blog posts from R Hobbs Insurance Agency Inc.
Monday, November 23, 2015How Much Life Insurance is Enough? Life insurance is a crucial step in planning for your future. Not only can life insurance provide assurance for your family if you are no longer around, there are life insurance policies that offer benefits while you are living. How much life insurance is right for you? READ MORE >>
Monday, November 16, 2015Business Owners Policy As a business owner, you strive to make decisions that are right for your business, your employees, and yourself. This includes decisions about business insurance. You know you need excellent coverage. You don't, however, have time to become an expert in business insurance. READ MORE >>
Monday, November 9, 2015Worker’s Compensation Workers’ compensation coverage pays for medical care and physical rehabilitation of employees injured at work and helps to replace lost wages while they are unable to work. Additionally, this coverage protects an employer from being sued by an injured worker in most cases. READ MORE >>
Monday, November 2, 2015Do You Need Winter Tires? You know it’s coming. Snow and slush. Freezing rain. Maybe even black ice. But do you know if your tires are ready for all of that? When driving in Illinois or Wisconsin in the wintertime, your tires just might be the most important safety feature on your car. READ MORE >>
Monday, October 26, 2015 Umbrella Insurance Q: What is a personal umbrella liability policy? A: The personal umbrella liability policy is designed to increase your liability protection. This single policy acts as an "umbrella" over all of your other personal liability policies — home, car, boat, RV, etc. READ MORE >>
Monday, October 19, 2015 Life Insurance FAQ Q: How much life insurance should an individual own? A: "Rule of thumb" suggests an amount of life insurance equal to 8 to 10 times annual earnings. However, many factors should be taken into account when determining the right amount of life insurance for you and your family. READ MORE >>
Monday, October 12, 2015How Much Home Insurance is Enough? The cost to rebuild your home is its replacement value. This can be very different from the estimated market value or actual purchase price. In most cases, it costs more to rebuild the home you own than to buy a new one. How much home insurance is right for you? READ MORE >>
Monday, October 5, 2015Car Insurance FAQ Q: What kinds of questions should I be expected to answer when I’m applying for a personal or commercial automobile insurance policy in Illinois or Wisconsin? Why do insurers need so much information? READ MORE >>
Monday, September 28, 2015Before the wind blows, secure your trees and shrubs
The seasons are changing, and the colors of autumn abound in Lincolnshire, Deerfield, Highland Park, and the Chicago area.
Regrettably, fall’s stunning display is often accompanied by some unwelcome weather hazards in Illinois an... READ MORE >>
Monday, September 21, 2015Is your home as efficient as it could be? Drafty windows. Leaky faucets. Dirty air filters. All are common issues and they’re not only annoying — they also cost you money in decreased energy efficiency and higher utility bills. Would you like to save $200 to $400 a year on your energy costs? READ MORE >>