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R Hobbs Insurance Agency Inc Blog Page 7

View the latest blog posts from R Hobbs Insurance Agency Inc.

Buying a home is a big risk. Even if you love the home, you never know what happened there. A home inspection can give you some insight into the condition of the home on a more thorough level. From a home insurance point-of-view, that’s important. It can help you, and your insurance agent, know the home is safe. READ MORE >>

Protect your big day from an unforeseen disaster   What is special event insurance? Special event insurance is designed to provide financial protection if you have to cancel or postpone a gathering due to natural disasters that are outside of your control. READ MORE >>

As a veteran, it can be very important to manage your money well. Your hard work and service to the country should stand for something. Many vets qualify for a discount on their auto insurance policy. This does not always apply, but if it applies to your situation, it is worth asking about. READ MORE >>

Many small business owners wonder when they should review their insurance coverage. The truth is that if it has been a while since you’ve reviewed your business insurance, it might be time to make changes. A review is a great opportunity to determine whether your policy meets your current needs. READ MORE >>

7 Tips to Help You Handle Rainy Days Behind the Wheel At some point, every driver in Illinois and Wisconsin has to deal with rainy weather. But, many don’t know what to do, so they just drive as they normally would.   However, with slick roads, flooded streets and reduced visibility, that can be a recipe for disaster. READ MORE >>

When you have a home with special features and adaptions, it becomes essential to consider how this impacts your home’s value. It can also impact your home insurance needs. For those who have a loved one living with a disability or unique needs, it is important to consider the value of added features to your home. READ MORE >>

From time to time, auto insurance rates will increase. Most often, this happens due to the cost of living rising. However, many people can save money by asking their insurance agent about savings options. If your prices are on the rise, take these steps to ensure you are paying the least amount necessary. READ MORE >>

You’ve probably heard this horror story before — someone loses a home due to a flood and learns after the fact that standard homeowners insurance doesn’t cover flood damage.  At R Hobbs Insurance Agency, we want you to be educated about all of the risks you may face – before a loss occurs – so you can determine what insurance coverage is appropriate. READ MORE >>

A person suffering an injury on your property can be a very worrisome situation. Even if you do your very best to help them, they may feel you are responsible for their losses. In some cases, you are. Your home insurance company offers financial help for this situation. READ MORE >>

Leased vehicles need full coverage. It is common for the leasing company to require comprehensive coverage on these cars. This can increase the premium costs to you. However, this type of auto insurance minimizes their risks. It also helps protect you in the case of an accident. READ MORE >>

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