August 21, 2023
AgencyWhat Is Diminished Value?
Learn about the factors that determine whether you can recoup the full, pre-accident value of your car Diminished value explained Depending on its age and condition, a car that has been in a major accident generally has less resale value than the same vehicle in pre-crash condition. Even if the car repairs meet the highest quality standards, […]
August 7, 2023
AgencyCollege And Credit: Tips For Managing Your Money
In these difficult economic times, many of today’s college students are turning to credit cards to finance their college education, using them for everything from everyday necessities to books and tuition. Unfortunately, this can result in an excessive amount of debt. Young people are frequently unaware that their bill paying habits will affect their credit […]
July 31, 2023
AgencyHow To File An Auto Insurance Claim
When a covered accident happens, take these steps to file your claim 1. Call your insurance professional as soon as possible — even from the scene of the accident—regardless of who is at fault. Even if the accident appears minor, it’s important to let your insurance company know about the incident and to find out whether your […]
July 24, 2023
AgencyHow Do I File A Life Insurance Claim?
To begin the claims process: Get several copies of the death certificate. Call your insurance agent. He or she can help you fill out the necessary forms and act as an intermediary with the insurance company. (Don’t keep life insurance policies in your safe deposit box. In most states, safe deposit boxes are sealed temporarily […]
July 17, 2023
AgencyWhat To Do At The Scene Of An Accident
In the aftermath of a crash, know the right actions to take No one wants to get into a car crash. But being prepared and knowing what to do if you are involved in an accident can save lives, reduce injuries and make the claims process simpler and easier. So you’ll be prepared at […]
July 12, 2023
AgencyWhy You Should Work With an Independent Insurance Agency
Sometimes, you might see advertisements for cheap auto insurance that offers fast, easy enrollment online without the hassle of talking to a pushy salesperson. This might sound like it’s a simple, practical way to get the auto insurance you need as efficiently as possible. However, is it really a wise step to take? Should you […]
July 10, 2023
AgencyIs Food Spoilage Covered?
If the power goes out, can you get reimbursed for spoiled food? Following a major disaster like Hurricane Laura, extended power outages are common. According to poweroutage.us, nearly 500,000 customers in Louisiana and Texas were without power after the storm hit. However, most electric utility companies do not offer their customers reimbursements for food spoilage caused […]
July 3, 2023
AgencyHow To Keep Your July 4th Celebration Safe And Fun
Fireworks, flag flying, parades, and pool parties are all part of the tradition and fun associated with the Fourth of July. Partygoers, to avoid injuries, are urged to be cautious when taking part in any festivities. Check out the following tips to help you have a safe and enjoyable holiday: Grilling safety Each year […]
June 26, 2023
AgencyHow To Assess The Financial Strength Of An Insurance Company
Five independent agencies—A.M. Best, Fitch, Kroll Bond Rating Agency (KBRA), Moody’s and Standard & Poor’s—rate the financial strength of insurance companies. Each has its own rating scale, its own rating standards, its own population of rated companies, and its own distribution of companies across its scale. Each agency uses numbers or plusses and minuses to […]
June 19, 2023
AgencySecuring Your Home Against Burglary
Make your home safer—and get insurance discounts, too Burglars won’t find your home an easy target if it’s well lit and features security measures that slow them down. Don’t let your home be an easy mark for theft and vandalism. Protect yourself and your belongings—and save on insurance premiums—by employing commonsense safety precautions. Check […]