April 24, 2023
AgencyFlood Cars: How To Avoid Purchasing A Washed-Up Vehicle
Tips for spotting auto fraud The facts about flooded cars Like other natural disasters, floods can create enormous damage to properties and vehicles. Flood vehicles offer a tempting opportunity for criminals to defraud unsuspecting consumers. By definition, a flood vehicle has been completely or partially submerged in water to the extent that its body, […]
April 17, 2023
AgencyInsurance Options For Green Businesses
Across the country, businesses are choosing to go green. In addition to helping the planet, environmentally friendly practices and facilities can enhance the reputation of a business and lower its energy and water costs. Businesses are also encouraged to go green by government tax credits and other incentives. While environmentally friendly buildings and equipment can […]
April 10, 2023
AgencyTips For Driving On Wet Roads
SLIPPERY WHEN WET Tips for safe driving in slushy mush, driving rain and drizzle does not make for easy driving. Slick roads and poor visibility can challenge even those most experienced behind the wheel. It’s no surprise that more than 20 percent of accidents are weather-related. While it’s best to stay home in bad weather, […]
April 3, 2023
AgencyWhat If I Can’t Find Auto Coverage?
Information to help you find car insurance, no matter what your circumstances Auto insurance is mandated nearly everywhere in the United States. But it can be hard to get a policy if you have a poor driving record or are seen as a high risk for other reasons. This information will help you find […]
March 27, 2023
AgencyFAQs About Direct Repair Programs And Generic Auto Parts
What you need to know when your car needs to be repaired after an accident After a car accident your insurance company may recommend you use a direct repair program (DRP) and offer the option of using generic auto parts for the repair. It’s important to understand these options and their insurance ramifications. Overview: […]
March 20, 2023
AgencySpring Clean Your Home
High-touch areas Giving doorknobs, light switches, tables and countertops a thorough cleaning is a two-stage process. First, clean with soap and water to remove grime and germs. Then, use a household disinfectant to kill germs left behind. Or, you can use diluted bleach, if it’s safe for the surface. Mix one tablespoon of bleach with […]
March 13, 2023
AgencyWill My Employer Provide Disability Coverage?
Most employers offer some kind of disability insurance, but you should find out exactly what your employer offers before you have to file a claim. Most allow some short-term sick leave, which might last from a few days to as much as six months. Five states and Puerto Rico have Temporary Disability Insurance (TDI) programs […]
March 6, 2023
AgencyBuying Disability Insurance
Why is disability insurance important? Few people ever anticipate experiencing an illness or accident that might cause them to miss months or years of work, but it can happen. Disability insurance can help you stay on top of your finances. When you don’t have to worry about how to replace your income, you can focus […]
February 27, 2023
AgencyRental Car Insurance
Protect yourself while renting—without wasting money There are more options for renting a car than ever before—bricks-and-mortar, peer-to-peer and membership-based car sharing services. While this means more choice for renters, it also creates more questions about insurance coverage. Use these tips to properly insure yourself when renting a car, and avoid wasting money on […]
February 20, 2023
AgencyIf I Can’t Pay My Life Insurance Premium, What Should I Do?
If unexpected expenses come up and you can’t pay your life insurance premium, you should know the possible consequences. The effect depends on the type of policy and coverage you have and the policy terms and conditions. Term: If you stop paying premiums, your coverage lapses. Permanent: If you have this type of policy, you will have […]